ACH Sweepstakes Casinos — Guide to Purchases and Redemptions Using ACH

With ACH, you’re moving money straight from one bank account to another—no card networks or e-wallets involved. That cuts out intermediaries and adds an extra layer of safety, as there are fewer points of failure or risk of data compromise when moving coins to and from your account.

Redemptions through ACH take 1–3 days, giving you quick access to coin winnings.

Next up, I’ll break down how this payment method works and share some of the top ACH sweepstakes casinos right now.

ACH Sweepstakes Casinos 101

ACH (Automated Clearing House) is a network that processes electronic payments and transfers between banks in the US. It’s been around for over 40 years, making everything from direct deposits to bill payments easy and efficient.

The system is run by NACHA (National Automated Clearing House Association), a group made up of banks and financial institutions. While they work with the government to follow federal laws, NACHA is an independent body that keeps electronic payments safe and reliable nationwide.

For sweepstakes casino players, ACH is an easy choice. We’re all familiar with how it works, so there’s no need to get our heads around anything when buying or redeeming coins.

The big plus with ACH is that you don’t have to sign up for any third-party service. It’s already part of your bank account. All you need is your account and routing numbers, and you’re good to go. This is where ACH has an edge over similar services like Trustly. While Trustly may be faster and more widely available, ACH is easier to use because you don’t have to sign up for anything extra.

To use ACH, all you need is an active bank account. Just plug in your routing and account numbers, and the money moves straight between your bank and the social casino. It’s as straightforward as it gets.

Keep in mind, though, that ACH isn’t always listed on its own. It’s often grouped under “online banking,” so you might need to look for it there.

How to Play at Sweepstakes Casinos Using ACH

To purchase Gold Coins using ACH, you’ll need a bank account with ACH enabled. Most US bank accounts come with ACH as a standard feature. Here’s how to get started:

1. Make sure you have an active US bank account. If you don’t have one, you’ll need to open a bank account that supports ACH transfers. Most major banks and credit unions in the US offer ACH services.

2. Register an account at your chosen sweepstakes casino if you haven’t already done so.

3. Go to the Buy Coins section in the casino’s interface.

4. Select a coin bundle that fits your budget. Most casinos offer a range of bundles, so choose one that works for you.

5. Choose ACH as your payment method. You’ll be asked to provide your bank account and routing numbers.

6. Enter your bank account and routing details. Make sure the information is correct to avoid any delays.

7. Confirm the transaction and submit. Your bank will process the ACH transfer.

8. Once the ACH transfer is processed (usually takes 1–3 business days), the Gold Coins will be credited to your account.

Purchasing Gold and Sweeps Coins With ACH

Buying into sweepstakes casinos is totally optional. You can always stretch out your playtime by farming no deposit bonuses, and that can last you a while. But if you run out and don’t have any immediate top-ups coming, you can purchase Gold Coins, which are vital to keeping the free-play action going.

Every time you buy Gold Coins using ACH, you’ll also get a portion of Sweeps Coins as a bonus. The critical thing to note here is that Sweeps Coins can’t be bought independently—they’re only available as part of a Gold Coin bundle. Typically, the ratio of Sweeps Coins to the value of your purchase is 1:1. For example, if you buy $100 worth of Gold Coins, you’ll receive 100 Sweeps Coins along with them.

Deposit Limits and Welcome Bonuses

Most sweepstakes casinos keep their purchase bundles in a similar price range. You can get the lowest one for around $1.99, with the bigger bundles going up to $300 or more. High 5, for example, even offers packages up to $1,000.

Some sweepstakes casinos, like Sportzino, offer cheaper bundles that only include Gold Coins. But honestly, that kind of takes away from the fun since you lose out on the chance to win real prizes.

At almost all sweepstakes casinos, new users get a no deposit bonus plus a bonus on their first purchase. This usually comes in the form of a coin boost—you get more coins than you normally would at that price point. For example, WOW Vegas offers a great first-purchase deal of 1.5 million WOW Coins plus 30 Free Sweepstakes Coins.

Some casinos, like Sweeptastic, keep the generosity going for regular players by offering weekly reload coin boosts for ACH purchases.

Redeeming Sweeps Cash Prizes via ACH

All Sweepstakes Coins (the kind you can redeem) come with a 1 – 5x wagering requirement, whether you earned them through bonuses or bought them. That just means you’ll need to play them through before they’re ready for redemption.

You’ll also need to hit a certain amount of “cleared” SCs to cash out. For ACH redemptions, the minimum is usually 100 SC, while gift card redemptions often have a lower threshold.

When you’re ready to redeem SCs for cash, it’s a simple 1:1 ratio—so 100 SC equals $100.

My Top ACH Sweeps Casino Picks

After digging into the market and putting each sweepstakes casino through its paces, I distilled the list to the best ones that accept ACH for coin purchases and redemptions. Let’s break it down.