Purchasing coins with a credit card is as straightforward as it gets. You don’t need to sign up for any sort of e-wallet — and instead, all that you will need to do is enter in your credit card details when making a purchase.
Credit Card Sweepstakes Casinos - Guide to Purchases and Redemptions using Credit Cards
Of course, purchases are optional at sweepstakes casinos. However, to take advantage of GC package bonuses including the first purchase bonus offered by most sweepstakes casinos, it can be well worth your while to get acquainted with how purchases work. And in this guide, we’ll be covering everything you need to know about using your credit card at these sites.
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SweepsKings Recommended Credit Card Casinos - quick comparison
1
1.5 million GC + 30 Free SC
- 250,000 GC + 1 Free SC daily
- High Rolla VIP program
- Discounts on all packages
2
7,500 Gold Coins + 2.5 FREE SC
- SGLA founding member
- 57,500 GC + 27.5 SC for $9.99
- SweepsKings Top Pick for July
3
Up To 625k GC + 125 SC + 1,250 VIP Points
- Free SC on socials
- User-friendly website on all devices
- Low gift card redemption threshold
4
1.75 million WOW Coins + 35 Free SC
- Paris Hilton ambassador
- Slots, live, jackpots, and bingo
- Evolution Gaming partner
5
15,000 GC + 2.5 Sweeps Coins
- Live casino & 1500+ slots
- 150% welcome offer
- App for Android players
6
500,000 Gold Coins + 2 Sweeps Coins
- High daily redemption limits
- Backed by an experienced company
- Excellent mobile UX
7
100,000 Gold Coins + 2 Free SC
- Crypto + fiat payments
- $9.99 for 20 SC welcome bonus
- Live casino & casual games
10
10,000 Gold Coins + 5 Sweeps Cash
- Comes from trusted owners
- 100% on 1st purchase
- Megaways slots
Credit Card Sweepstakes Casinos 101
Credit card banking is among the most popular types of banking offered at sweepstakes casinos, rivalled only by debit card banking. And it’s really no surprise that this is the case. While other banking methods may require you to sign up to an external service, research indicates that around 80% of US adults will have access to some sort of credit card — be that a Visa, Mastercard, American Express, Discover, or any other credit card.
As a result, for the most part you don’t need to sign up for anything new to play social casino games and cash out real money prizes.
What We Like About Credit Cards
Banking with credit cards at sweepstakes casinos comes with some unique benefits that we’ll be covering below.
- Ease of use — When you use your credit card, there’s no need to sign up for anything new. And instead, all that’s required to make a purchase is to enter in your credit card details like you would for any other online purchase.
- Widely accepted by sweepstakes casinos — Excluding crypto sweepstakes casinos, just about every sweepstakes site recognises its popularity and accepts it as a payment method.
- Safe — Zero-fraud liability means that in the unlikely event that your details become compromised, you won’t be on the hook for any unauthorized purchases.
- Quick processing times — Purchases made through credit cards are instantaneous, and so there’ll be no delay between you making a purchase and receiving your coins.
- Mobile compatibility — While this guide is focusing on banking directly through your credit card at social casinos, it is important to note that credit cards also give you access to Apple Pay and Google Pay for an easy mobile alternative.
What We Like A Little Less About Credit Cards
However, credit cards aren’t perfect. And if you plan to use it for sweepstakes gaming, you need to keep in mind the downsides.
- Fees — While not charged by the sweepstakes casinos themselves, most credit companies do tend to charge a 1-2% fee when making purchases at sweepstakes casinos.
- Not available for redemptions — While great for purchasing coins, you can not use your credit card for redeeming prizes. As such, you’ll always need to partner credit card purchases with a separate banking method for redemptions.
- Risky for users with problem gaming habits — Most people are aware of the pitfalls that overspending with a credit card can bring. However, for users susceptible to problem gaming habits, the extended credit limits as well as the interest rates that these cards have can spell disaster if you’re not able to keep control of things.
Finding The Best Credit Card Sweeps Casinos
Since so many sweepstakes casinos accept payments via credit card, you can be picky when it comes to looking for credit card sweepstakes casinos. And below, we’ll be going over some of the things we look at when judging a sweepstakes casino that accepts credit cards.
Good Banking Methods for Redemptions
If you’re going to purchase coins with your credit card, you’ll need to use a different method for redemptions. As such, it can be worthwhile to shop around at different sweepstakes casinos to see what redemption methods they offer, as well as what their minimum redemption limits are.
Great Gaming Library
Since credit card payments are so widely accepted, you have the luxury to look for a gaming library that offers exactly what you’re after.
First Purchase Bonus
If you plan on using your credit card to purchase coins, you may as well make that first purchase count. Consider your budget. And then shop around to make sure you’re getting the absolute most bang for your buck.
Responsible Social Gaming Tools
While knowing the RSG tools that a sweepstakes casino offers is always good practice, it’s doubly important when you’re banking with credit cards. Optional self-exclusion periods are good. However, when it comes to credit cards, you should prioritize sites that allow you to set your own limits for how much you’re able to spend.
How to Play at Sweepstakes Casinos Using Credit Cards
Getting started at a credit card sweepstakes casino is straightforward. Assuming you’re one of the many Americans who already have a credit card, you can simply take your pick between the dozens of sites that allow credit card purchases and sign up. Of course, if you don’t have a credit card, it is a little more complicated though.
One thing to keep in mind is that getting a credit card is no small deal. There are hundreds to choose from, and all sorts of details that you need to consider when signing up for one — regardless of whether you’re going for Visa, Mastercard, American Express, or one of the other brands. And to be honest, if you’re only going to use it for playing at sweepstakes casinos, you’ll save yourself a lot of headaches and research time by simply choosing an alternative banking method.
Signing up to a sweepstakes casino though is nowhere near as complicated. And below, we’ll be going over the quick 5-step process for getting started and making a purchase with a credit card.
1. Register to your chosen sweepstakes casino from this page.
2. Navigate to the “Buy Coins” section.
3. Select the Gold Coins package you wish to purchase (if it’s your first purchase, we recommend taking advantage of the first purchase bonus).
4. Choose credit card as your preferred payment method.
5. Enter in your credit card details and click the buy button.
Once completed, your funds will be immediately credited to your account, and you’ll be ready to start playing.
Purchasing Gold and Sweeps Coins with Credit Cards
It’s important to note that you can’t actually buy Sweeps Coins at sweepstakes casinos. Instead, you can only buy GC packages that come with Sweeps Coins as a free gift. Further, before purchasing any sort of package at a sweepstakes casino, you may be required to pass a KYC verification check.
Don’t worry though. These checks are pretty straightforward, with them only requiring some form of government-issued photo ID to verify your identity. And once you send in a photo of the requested document, your account will be verified, and you’ll be able to move ahead with your purchase.
Purchase Limits and Welcome Offers
Sweepstakes casinos feature fixed GC packages. Typically starting at about $1.99 and getting as high as $299.99, these packages tend to award free Sweeps Coins at a rate of about 1USD:1SC. Although this can vary from package to package, so it’s always important to check.
A little tip though, when you’re making your first purchase, it’s always a good idea to take advantage of the first purchase bonus. That’s because these bonuses tend to give you the best bang for your buck. As an example, when you sign up to Mega Bonanza through our links, you’ll get access to a special first purchase bonus of 50,000 Gold Coins + 25 Sweeps Coins for only $9.99. That’s a 150% bonus!
Redeeming Sweeps Cash Prizes via Credit Cards
As previously mentioned, you cannot make redemptions via credit card. Instead, after you’ve played with your Sweeps Coins and have hit the minimum redemption limit, you’ll need to select from one of the other redemption methods to receive your prize.
Bank transfer is arguably the most popular redemption method. And to request one of these, you’ll typically need at least 100 Sweeps Coins — although there are some sweeps casinos that process redemptions at 75 or even 50 Sweeps Coins. For even lower limits, check out Prizeout redemptions which can sometimes be processed for as little as 10 SC.
Payout Speed and Limits
How long your redemption will take will typically depend on how you wish to receive your prize. For bank transfers, three to five business days is about the norm. Meanwhile for gift cards, you can typically expect to receive them in less than 48 hours.
Additionally, if you haven’t yet completed the KYC verification check, you’ll have to do so now — and so that can add another 48 hours for your first redemption.
Another thing to keep in mind is that sweepstakes casinos do have max limits for how much they’re able to redeem per customer per day. This will of course vary from site to site, but I’ve found that $10,000 is standard. Although due to state law, users residing in Florida will instead be subject to a maximum daily redemption of $5,000.
My Top Credit Card Sweeps Casino Picks
You’re spoilt for choice when it comes to sweepstakes casinos that accept credit cards. And truth be told, the majority of the sweepstakes sites listed in our best sweepstakes casino page could feature here. However, in case you don’t have the time, below we’ll be looking at three of the best.
Mega Bonanza
Mega Bonanza
- Signup Bonus: 7,500 Gold Coins + 2.5 Sweeps Coins
- Banking Methods: Credit Card, Visa, Mastercard, Gift Cards, Bank Transfer
- Minimum Redemption: $75 OR $10 via gift card
If a banking method is accepted by Mega Bonanza, chances are they’ll be considered one of the best options. You get a great no deposit bonus with them. They stock 1,200+ games. And when it comes to redemptions, you’ll need just 75 SC to get a cash prize, or 10 SC for a gift card.
And for new users who sign up to Mega Bonanza through our links, you’ll get a first purchase bonus of 50,000 Gold Coins + 25 Sweeps Coins for $9.99 when you pay via credit card.
RealPrize
RealPrize
- Signup Bonus: 100,000 Gold Coins + 2 Sweeps Coins
- Banking Methods: Credit Card, Visa, Mastercard, Skrill, Bank Transfer, Gift Cards
- Minimum Redemption: $100 OR $45 via gift card
Whether you’re into slots, table games, or casual games like plinko, you’ll find it at RealPrize. This site is a bit of a personal favorite of mine as it’s one of the few sweepstakes casinos that has a really good selection of Nolimit City slots. But that’s not all. Because RealPrize is also one of the most active sweepstakes casinos on Facebook — and by following them, you can get access to a steady stream of social media promotions.
On top of this, they also currently have a great deal going on where users can score up to 625,00 GC + 125 SC + 1,250 VIP Points for $100.
WOW Vegas
WOW Vegas
- Signup Bonus: 250,000 WOW Coins + 5 Sweeps Coins
- Banking Methods: Credit Card, Skrill, Trustly, Visa, Mastercard, American Express, Apple Pay, Google Pay, Diners Club, Discover, JCB, Union Pay, Gift Cards
- Minimum Redemption: $50 OR $20 via gift card
Founded in 2022, WOW Vegas is one of the most popular and trustworthy sweepstakes casinos around. A library of 2,000+ games is one of the biggest that you’ll find. And if you don’t know what to play, their Random Game option is like a slot machine that cycles through all of their games to offer you something at random.
Plus, if you’re new to WOW Vegas and sign up via our links, you’ll score yourself 1.75 million WOW Coins + 35 Free Sweepstake Coins for $9.99 when you combine their first purchase bonus with their no deposit sign-up bonus.
Alternative Payment Methods at Credit Card Sweepstakes Casinos
While using your credit card as your primary banking method does come with some great benefits, there are also some negatives that may be a dealbreaker for you. And so if you’re looking for an alternative, we recommend the following:
Debit Card
Offered at all casinos that accept credit cards, debit cards are undeniably the most similar banking method to credit cards. The big difference in my opinion though is that with a debit card, your funds are tied to your bank account, making it a slightly more responsible banking method if you’re worried about developing a problem gaming habit.
Mastercard
Skrill
While not as widely accepted as credit cards, Skrill is an all-in-one banking method. This means not only can you purchase coins with Skrill, but many sweepstakes casinos will also allow you to redeem your winnings to your Skrill account.
Skrill
Gift Cards
While not so much of a direct alternative, gift card redemptions are perfect to partner up with credit card purchases. Redemptions require fewer Sweeps Coins and are processed quicker. And once you receive them, you can use them for online shopping much like you would a credit card.
Gift Cards
Bitcoin
While credit cards are accepted by many sweepstakes casinos, you won’t be able to use them at a crypto sweepstakes casino. Fortunately though, that's where Bitcoin comes in. Able to be used as both a purchase and redemption method at crypto sweepstakes sites — when used alongside a credit card, you'll get close to 100% coverage over sweepstakes casinos.
Bitcoin
Conclusion
When it comes to convenience for purchases, nothing beats credit card banking. It’s quick and about as secure as it gets. And while you won’t be able to use it as a redemption method, the widespread availability of credit cards ensures that you’ll be able to cherry-pick a sweepstakes casino that has a redemption policy you like.
Even better though, so long as you already own a credit card, you won’t need to sign up for an e-wallet or use a third-party service. Just sign up to one of the dozens of sites that accept it, and if you decide to make a purchase, you’ll already have everything you need. No hassle. No drama.
Author: Jon Ridehalgh
Updated:
Jon has been playing slots for 20+ years, he’s seen all of the trends from classic fruit machines to Megaways to tumbling reels to Hold & Win. Jon has spent extensive time working in the slot industry and uses his expert knowledge to produce engaging and highly informative reviews. He is also a sweepstakes casino bonus guru, and if you follow his tips, you’ll have more free sweeps coins than you’ll know what to do with!
Jon has been playing slots for 20+ years, he’s seen all of the trends from classic fruit machines to Megaways to tumbling reels to Hold & Win. Jon has spent extensive time working in the slot industry and uses his expert knowledge to produce engaging and highly informative reviews. He is also a sweepstakes casino bonus guru, and if you follow his tips, you’ll have more free sweeps coins than you’ll know what to do with!
